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Vol. 1 · Ed. 2026
CyberGlossary
Entry № 351

DORA

What is DORA?

DORAEU Regulation 2022/2554 on Digital Operational Resilience for the financial sector, applicable from 17 January 2025.


The Digital Operational Resilience Act (DORA, Regulation EU 2022/2554) is a directly applicable EU regulation that harmonises ICT risk-management, incident-reporting, resilience-testing and third-party risk obligations for financial entities. Adopted in December 2022, DORA applies from 17 January 2025 and covers banks, payment institutions, insurers, investment firms, crypto-asset service providers and critical ICT third-party providers. It mandates a documented ICT risk-management framework, classification and reporting of major ICT-related incidents, threat-led penetration testing (TLPT) for significant firms, and contractual safeguards for outsourcing to ICT providers. The European Supervisory Authorities (EBA, EIOPA, ESMA) issue technical standards and oversee critical providers.

Examples

  1. 01

    A European retail bank conducting a threat-led penetration test (TLPT) and reporting a major ICT incident within the regulatory deadlines.

  2. 02

    A cloud provider designated as a critical ICT third-party subject to direct EU oversight.

Frequently asked questions

What is DORA?

EU Regulation 2022/2554 on Digital Operational Resilience for the financial sector, applicable from 17 January 2025. It belongs to the Compliance & Frameworks category of cybersecurity.

What does DORA mean?

EU Regulation 2022/2554 on Digital Operational Resilience for the financial sector, applicable from 17 January 2025.

How does DORA work?

The Digital Operational Resilience Act (DORA, Regulation EU 2022/2554) is a directly applicable EU regulation that harmonises ICT risk-management, incident-reporting, resilience-testing and third-party risk obligations for financial entities. Adopted in December 2022, DORA applies from 17 January 2025 and covers banks, payment institutions, insurers, investment firms, crypto-asset service providers and critical ICT third-party providers. It mandates a documented ICT risk-management framework, classification and reporting of major ICT-related incidents, threat-led penetration testing (TLPT) for significant firms, and contractual safeguards for outsourcing to ICT providers. The European Supervisory Authorities (EBA, EIOPA, ESMA) issue technical standards and oversee critical providers.

How do you defend against DORA?

Defences for DORA typically combine technical controls and operational practices, as detailed in the full definition above.

What are other names for DORA?

Common alternative names include: Digital Operational Resilience Act, Regulation (EU) 2022/2554.

Related terms